MasterCard
Our Credit Card Program
You get the purchasing power, benefits and worldwide acceptance as with other cards, but the Heartland MasterCard also gives you more — a choice.
Have a credit card somewhere else? Transfer and save! Best of all, you can earn points redeemable for cash, travel and gift cards.
“In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice.” –Bankrate.com
“Your only concern should be to snag the lowest possible interest rate. Just say no to any card that charges an annual fee. That’s silliness in today’s competitive market.” –Suze Orman, financial expert
Open a Heartland MasterCard today and get as low as 10.50% APR** with NO ANNUAL FEE.
**APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of March 1, 2019. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility.
Click here to read the MasterCard Application & Solicitation Disclosure.
Heartland Credit Union rates as low as 0.0%
Average* 0.0% APR
Save up to Now!
save you money™
Heartland Credit Union vs Average
‡APY = Annual Percentage Yield
†APR = Annual Percentage Rate
Rewards!
Get rewarded just for using your Heartland MasterCard Credit Card. With Rewards!, you earn 1 point for every $1 spent.
Benefit Guide
This Guide to benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.
Balance Transfer
Have a credit card somewhere else? Transfer and save! Best of all, you can earn points redeemable for cash, travel and gift cards.