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Wrap up the year with
DOUBLE Rewards! Points

Use your Heartland MasterCard in November and December and you’ll earn double Rewards! points.*

Redeem your Rewards! points for travel, gift cards, merchandise, discount memberships and even cash-back!

Start earning your double points today!

View Rewards! Catalog

Our Credit Card Program

You get the purchasing power, benefits and worldwide acceptance as with other cards, but the Heartland MasterCard also gives you more — a choice.

Apply Now

Have a credit card somewhere else? Transfer and save! Best of all, you can earn points redeemable for cash, travel and gift cards.

Learn More


“In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice.” –

“Your only concern should be to snag the lowest possible interest rate. Just say no to any card that charges an annual fee. That’s silliness in today’s competitive market.” –Suze Orman, financial expert

Open a Heartland MasterCard today and get as low as 9.25% APR** with NO ANNUAL FEE.



*Qualifying transactions must earn at least one point. Balance transfers, cash advances and returns do not earn points. Points will be awarded by February 28, 2018.
**APR = Annual Percentage Rate. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of October 1, 2017. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility.



Get rewarded just for using your Heartland MasterCard Credit Card. With Rewards!, you earn 1 point for every $1 spent.

View Rewards

Benefit Guide

This Guide to benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.

Learn More

Balance Transfer

Have a credit card somewhere else? Transfer and save! Best of all, you can earn points redeemable for cash, travel and gift cards.

Apply Now

Are you ready to change?

Join now to start feeling the difference.

Join Now
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