MasterCard
“In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice.”
–Bankrate.com
“Your only concern should be to snag the lowest possible interest rate. Just say no to any card that charges an annual fee. That’s silliness in today’s competitive market.”
–Suze Orman, financial expert
Double Points!
Long-awaited Wisconsin Summer nights were made for old fashioned fun! Meet your besties out at your favorite restaurant or bar for delicious food and drink – and lots of laughs! What could be better?
During the month of June, Heartland Credit Union members like you will earn DOUBLE rewards points when you pay using your Heartland Mastercard credit card.** Rewards points can be redeemed for merchandise, travel, gift cards and more!
Our Credit Card Program
You get the purchasing power, benefits and worldwide acceptance as with other cards, but the Heartland MasterCard also gives you more — a choice.
Open a Heartland MasterCard today and get as low as 13.25% APR* with NO ANNUAL FEE.
Lost or Stolen Card Phone Numbers
Call 833.933.1681 INSIDE THE U.S.
Call 812.647.9794 OUTSIDE THE U.S.
Call “collect” — the risk department will accept the charges.
Please note: Occasionally, we may want to verify recent activity on your cards. This will be in the form of a text message, email, or automated phone call.
*APR is Annual Percentage Rate. Non-promotional current rates will be applied to all purchases and cash advances.This is a variable rate program. APRs are tied to the Prime Rate as published in the Wall Street Journal (8.25% as of May 4, 2023), plus or minus a margin, and could be as low as 13.25% or as high as 18.00%. Your actual rate is based on credit history. Payments shall be applied to the balance with the highest interest rate first.
**Qualifying purchases charged between 6/1/2023 and 6/30/2023 will earn double points on Merchant Category Codes (MCC) 5812 (Eating places and Restaurants), 5813 (Drinking Places – Alcoholic Beverages), and 5814 (Fast Food Restaurants) as assigned to each merchant by Mastercard. A qualifying purchase shall mean: (i)a transaction that is charged to an eligible credit card account covered by the Rewards Program, and (ii) a transaction that appears on your statement during the billing period. Purchases need not be made via Digital Wallet. Points are deducted for returns. No Points are earned for balance transfers, finance charges, fees, cash advances, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges. Points will be awarded by July 31, 2023. Federally insured by NCUA.
Click here to read the MasterCard Application & Solicitation Disclosure.
Rewards!
Get rewarded just for using your Heartland MasterCard Credit Card. With Rewards!, you earn 1 point for every $1 spent.
Benefit Guide
This Guide to benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder.
Balance Transfer
Have a credit card somewhere else? Transfer and save! Best of all, you can earn points redeemable for cash, travel and gift cards.
Earn Double Points
Use your Heartland credit card to pay at restaurants and bars in June to earn double points.*
*Learn More