Balance Transfer
Save BIG when you transfer the balance from another credit card to your Heartland Mastercard today! 0% APR* for 12 months** and for every $1 you transfer, you’ll earn an extra Rewards! point.
Watch your points add up! Then, when you’re ready to redeem them, just log in to your account and select your rewards from gift cards, merchandise and travel.
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*APR is Annual Percentage Rate. Non-promotional current rates will be applied to all purchases and cash advances. As of December 1, 2022 the APR is as low as 12.00% and as high as 18.00%. Your actual rate is based on credit history. This APR is variable based on the current Prime Rate, 7.00% as of November 3, 2022. Payments shall be applied to the balance with the highest interest rate first.
**After the introductory period, non-promotional current rates (stated above) apply. By accepting this offer, you authorize us to obtain credit reports and make any inquiries deemed appropriate and to tell others about our credit experience with you. Verification of income and other information or supporting documentation may be required to complete application processing. Credit may not be extended if, after you respond, we find that you do not meet our credit granting criteria. Visit www.heartlandcu.org to verify rates, terms and fees. This offer cannot be used to pay off another Heartland Credit Union loan. Balance transfer amounts are subject to a 2% balance transfer fee, minimum $10 fee. Federally insured by NCUA.
Click here to read the MasterCard Application and Solicitation Disclosure.