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Balance Transfer

Transfer the balance from another credit card to a Heartland MasterCard and you’ll get 0% APR* for 12 months!** Plus, for every $1 you transfer, you’ll earn an extra Rewards! point.

Watch your points add up! Then, when you’re ready to redeem them, just log in to your account and select your rewards from gift cards, merchandise and travel.

Apply Now

Click here to read the MasterCard Application and Solicitation Disclosure.

*APR = Annual Percentage Rate. All purchases and cash advances made will be at the current rate of the credit card. As of February 17, 2021 the APR will be 8.25% to 17.25% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Payments shall be applied to the balance with the highest interest rate first. **After introductory period, regular rates apply and range from 8.25% APR to 17.25% APR depending on creditworthiness. By accepting this offer, you are authorizing us to obtain credit reports and make any inquiries we consider appropriate for this application and to tell others about our credit experience with you. Verification of income and other information or supporting documentation may be required to complete the processing of this loan application. Credit may not be extended if, after you respond, we find that you do not meet our creditworthiness criteria. Contact the credit union to verify rates, terms and fees. This offer cannot be used to pay off a loan currently held at Heartland Credit Union. Balance transfer amounts are subject to a 1% balance transfer fee, minimum $10 fee.

Are you ready to change?

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