Checking Accounts
Choose the account best for you!
Heartland Checking
A basic, no-frills checking account with no minimum balance and no monthly service fee.
Heartland’s checking accounts feature:
- No monthly service fee*
- Free online banking, mobile banking, bill pay, eStatements, eAlerts, mobile check deposit and cleared-check viewing
- Free 24/7 account access via MARS, our telephone teller
- A MasterCard Debit Card to make using your money easier
- Direct deposit and automatic withdrawals
- Order checks online — it’s fast and easy!
Business/Organization Checking
Our business checking account is an economical way to manage your business’ finances. There’s no monthly service fee and other fees are waived when you have a Heartland Member Business Loan with a month-end balance.
- No Monthly Fee
- Dividends paid on balances of $10,000 or more
- How many checks can I write? 15 free, then $.25 each. Fees waived if there’s a combined savings/loan balance of $5,000 or more.
- NSF deposited — $25 each
- NSF written — $25 each
NOTE: All checking accounts require a minimum balance of $25 in a Regular Share Savings Account.
Join or Open an Account