Checking Accounts
Choose the account that’s best for you!
Heartland’s checking accounts feature:
- No monthly service fee
- Free online banking, mobile banking, bill pay, eStatements, eAlerts, mobile check deposit and cleared-check viewing
- Free 24/7 account access via MARS, our telephone teller
- A MasterCard Debit Card to make using your money easier
- Direct deposit and automatic withdrawals
- Reorder checks online — it’s fast and easy!
Heartland Checking
A basic, no-frills checking account with no minimum balance and no monthly service fee.
Business/Organization Checking
Our business checking account is an economical way to manage your business’ finances.
- Dividends paid on balances of $10,000 or more
- NSF deposited — $25 each
- NSF written — $25 each
NOTE: All checking accounts require a minimum balance of $5 in a Regular Share Savings Account.
Join or Open an AccountFor other important information concerning your account(s), please review our Truth In Savings Disclosure.

Earn Double Points
Use your Heartland credit card to pay at restaurants and bars in June to earn double points.*
*Learn More