Home Equity Loans
A home equity loan from Heartland is the smart way to borrow.
Got a home equity loan somewhere else — even at (gasp) a bank? Go Local and bring it to Heartland.
Home Equity Line-of-Credit HELOC
| Interest Rate | Rates as low as 1.99% APR* for the first six months |
| Term | Revolving line of credit |
| Draw Period/Balloon Period | 5 year draw period; followed by repayment period |
| Fees | Low closing costs** |
| Payment | Interest only or $50 minimum, whichever is greater |
Second Mortgage Fixed
| Interest Rate | 5 year fixed rate as low as 3.99% APR |
| Term | Up to 10 years |
| Fees | Low closing costs** |
| Payment | Based on the rate & repayment option |