Mortgages
At Heartland Credit Union, we live and work in the communities we serve. Our goal is to make your mortgages in Madison as seamless as possible. Go local with your loan — contact one of our friendly, trusted loan officers for details about our Heartland Credit Union mortgage rates!
When it comes to mortgages in Madison, one size does not fit all.
That’s why we offer a variety of loans for just about anyone. Whether you’re making a refinance mortgage in Madison using your personal or business checking account, we can help you meet your goals.
Your pre-approval letter awaits you!
It’s really that simple. We’ve eliminated the paperwork to offer you a hassle-free application process. A few questions equals an online decision within minutes. It’s just a few clicks away — get started!
Our Lenders
Jeffrey D. Rauch
NMLS #517356
Vice President, Real Estate Lending
jrauch@heartlandcu.org • 608.268.7305
Mary Haugh
NMLS #1319520
Residential Mortgage Lender
mhaugh@heartlandcu.org • 608.440.6016
April Y. Oshiro
NMLS #517358
Residential Mortgage Lender
aoshiro@heartlandcu.org • 608.268.7423
Nicole Mercedes Speaks
NMLS #1036507
Residential Mortgage Lender
nspeaks@heartlandcu.org • 608.268.7346
Scott Stewart
NMLS #709641
Residential Mortgage Lender
sstewart@heartlandcu.org • 608.440.6021
See what our members have to say!


Earn Double Points
Use your Heartland credit card to pay at restaurants and bars in June to earn double points.*
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