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Buy, build, or refinance your home with Heartland!

At Heartland Credit Union, we live and work in the communities we serve. Our goal is to make your mortgage experience as seamless as possible. Go local with your loan — contact one of our friendly, trusted loan officers for a free mortgage consultation today!

When it comes to mortgages, one size does not fit all.

That’s why we offer a variety of loans for just about anyone. Whether you’re purchasing your first home or your last one, we can help you meet your goals.


Your pre-approval letter awaits you!

It’s really that simple. We’ve eliminated the paperwork to offer you a hassle-free application process. A few questions equals an online decision within minutes. It’s just a few clicks away — get started!

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Our Lenders

Jeffrey D. Rauch
NMLS #517356
Vice President, Real Estate Lending • 608.268.7305

Mary Haugh
NMLS #1319520
Residential Mortgage Lender • 608.287.1848

April Y. Oshiro
NMLS #517358
Residential Mortgage Lender • 608.268.7423

Nicole Mercedes Speaks
NMLS #1036507
Residential Mortgage Lender • 608.268.7346

Scott Stewart
NMLS #709641
Residential Mortgage Lender • 608-287-1802


See what our members have to say!







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