Change in Terms Notice Effective November 1, 2019

Great News!! Heartland Credit Union is eliminating monthly checking account fees.

The title on existing accounts listed below will be retitled with a new name. For example, Master Checking will be retitled Dividend Checking. The changes do not affect your existing checks, debit cards or ACH transactions, as the account number remains the same. To determine the current title of your account please review your account statement.

Master Checking – Retitled Dividend Checking. The minimum amount to earn dividends decreases from $2,000 to $1,500.

Prime Times Checking – Retitled Dividend Checking. The minimum amount to earn dividends decreases from $2,000 to $1,500.

Dividend Checking – The minimum balance fee is eliminated.

Regular Checking – Retitled Heartland Checking. Monthly and per check fees are eliminated.

Small Business Checking – Retitled Business Checking. Monthly and per check fees are eliminated.

Business Checking 17 – Retitled Business Checking. Monthly and per check fees are eliminated.

Vacation Savings – Retitled Special Purpose Savings. The minimum amount to earn dividends increases from $75 to $200.

Holiday Savings – Retitled Special Purpose Savings.

Special Purpose Savings – The minimum amount to earn dividends increases from $100 to $200.

Fee Updates

Phone Transfer	$5 fee eliminated
Inactive Membership	$15 per month
Counter Checks	$3 per sheet
Domestic Wire (Outgoing)	Fee per wire $20
Domestic Wire (Incoming)	Fee per wire $15

Click the links below to view our Master Account Disclosure, Fee Schedule and Truth-In-Savings Disclosure. Please Note: These disclosures reflect current fees and rates. Updated disclosures reflecting the changes listed above will be available November 1.

Master Account Disclosure Fee Schedule Truth-In-Savings Disclosure

Please contact us with any questions or concerns. Thank you for being a member of Heartland Credit Union. We appreciate the opportunity to serve you.