Members Brandon and Heidi were shocked when they discovered the steep price tag for adoption–and they needed the money at a moment’s notice. See how Heartland helped Brandon and Heidi make their adoption dreams come true, then read below for some tips on securing your own loan.Apply Online
|Kwik Cash Line of Credit||APR|
|Personal Loans||APR as low as*|
|Up To 60 mos.*||8.99%|
Here are some suggestions for getting the loan you’re looking for:
Check your credit score.
All lenders look at borrowers’ credit histories so log into online or mobile banking and see where you stand. If your score is a little low, waiting for six months and making on-time payments can help offset negative items in your history.
Before you meet with a loan officer or apply online, be ready to answer some basic questions:
- How much money do you need?
- How long do you need it for?
- How much collateral do you have and how much is it worth?
- What’s your salary? Will it be going up in the next few years?
Ask about options.
In addition to Personal Loans, there are lots of ways to borrow money – credit cards, and home equity lines of credit. Talk to your Heartland representative about the option that makes the most sense for you. We’re here to help – just stop by one of our convenient branch locations or give us a call at 800-362-3944.