Make A Payment
Choose the loan payment option that works best for you!
eBranch
Transfer funds from your Heartland Credit Union account to your Heartland loan via Online Banking.
Mobile App
Transfer funds from your Heartland Credit Union account to your Heartland loan via Mobile App.
Payroll Distribution
Schedule and maintain the transfer of your Heartland loan payment in coordination with your direct deposit via Online Banking or the Mobile App.
Automatic Transfer
Schedule money to be moved from your Heartland account to your Heartland loan automatically on the date and frequency you choose. Complete the set up via Online banking or the Mobile App.
Reoccurring Electronic Funds Transfer
Schedule money to be moved from your account at another financial institution to your Heartland loan automatically on the date and frequency you choose. Complete the set up with the help of any Heartland staff member.
ACH Transfer
A pre-scheduled transaction set up at your other financial institution via a bill pay application to send payment to your Heartland Credit Union loan on a date specified by you. Heartland’s routing number is 275978886.
Mobile Check Deposit
Deposit funds into your Heartland Savings Account using Mobile Check Deposit, then transfer those funds to your loan payment.
U.S. Mail
Typically a personal check (from any financial institution) mailed to Heartland Credit Union for processing.
Mailing Address
Heartland Credit Union
5325 High Crossing Blvd
Madison WI 53718
In person
Payment made at any Heartland Credit Union branch by cash, check, money order, cashier’s check. Here’s a list of all of our locations.
Online Loan Payments*
Schedule an immediate one-time transfer to your Heartland Credit Union loan from a debit/credit* card or account at another financial institution. First time users must register before making a payment. Fees may apply.
Loan Payment Methods
From Heartland Credit Union Account | From Other Financial Institutions | Speed | Cost | Best for One-Time or Recurring? |
|
---|---|---|---|---|---|
eBranch | x | Immediate | $0 | Both |
|
Mobile App | x | Immediate | $0 | Both |
|
Automatic Transfer | x | Immediate on Scheduled Date | $0 | Recurring |
|
Recurring Electronic Funds Transfer | x | Immediate on Scheduled Date | $0 | Recurring |
|
ACH Transfer/Bill Payer from Other Financial Institution | x | Immediate Upon Receipt of Payment | $0 | Both |
|
Mobile Check Deposit | x | x | 1-2 Business Days | $0 | Both |
US Mail | x | x | 3-5 Business Days -- Posted Upon Receipt | $0 | Both |
In Person | x | x | Immediate | $0 | Both |
Online Loan Payments* | x | 1-2 Business Days | $7.95 | One-Time |
*Transactions are conducted through our trusted partner Baconpay.

Earn Double Points
Use your Heartland credit card to pay at restaurants and bars in June to earn double points.*
*Learn More