A convenient low-cost way to borrow smaller amounts and provide overdraft protection for your checking account. Best of all, access your line of credit anytime using online or mobile banking or MARS — our 24-hour telephone teller.
*All rates are based on credit history and other services you use. Please see an associate for details. Annual percentage rate (APR) can change at any time without notice. Normal lending policies apply.
**Variable rate programs based on prime, currently at 7.50%. See Heartland for more information including different rates & some fees.
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