Skip to main content
Online Banking 800.362.3944

Consumer Loan Rates

Vehicle Loans

Rates as of September 1, 2021 and are subject to change without notice.
New Car, Trucks, Motorcycles, Boats, and Motor Homes (2020 and newer)APR as low as*
Up To 36 months1.99%
37 - 60 months2.49%
61 - 72 months (Min. $20,000)2.99%
73 to 84 months or greater (Min. $30,000)3.99%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2012 to 2019)APR as low as*
Up To 36 months2.74%
37 - 60 months2.99%
61 - 72 months (Min. $20,000)4.24%
73 to 84 months or greater (Min. $30,000)5.24%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2011 and older)APR as low as*
Up to 60 months7.99%
Recreational Vehicles: Snowmobiles • ATVs • CampersAPR as low as*
Up to 36 months4.24%
37 - 60 months4.24%
61 to 72 months (Min. $20,000)5.24%

Personal Loans

Kwik Cash Line of CreditAPR
Revolving **14.75%
Personal LoansAPR as low as*
Up To 60 mos.*7.99%

Heartland Credit Cards

MasterCard**Annual FeeAPR as low as*
Heartland MasterCard$08.25%

Additional Loans

Home Mortgage Loans • Click here for more information
Home Equity Loans • Click here for more information
Business Loans • Click here for more information
Agriculture Loans • Click here for more information

Apply Now
Or call 800.362.3944 during normal business hours.

Debt Counseling
Established in 1961, Consumer Credit Counseling Centers, Inc. (CCCC) is a nonprofit agency that provides free counseling and low-cost debt management programs to people experiencing financial difficulties. Contact them at 608.221.2811.

*APR = Annual Percentage Rate. All rates are based on credit history and other services you use. Please see an associate for details. Annual percentage rate (APR) can change at any time without notice. Normal lending policies apply.
**Variable rate programs based on prime, currently at 3.25%. See Heartland for more information including different rates & some fees.

 

Are you ready to change?

Join Heartland and grow with us.

Join Now
Leave this Website?

You are leaving the Heartland Credit Union website. The website you are linking to is not operated by Heartland Credit Union. We are not responsible for any content or information posted to this external website. Heartland Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements.

Privacy and security policies may differ between our website and this external site.

Proceed Cancel
Online Banking Secure Login

If you have not set up your username, please enter your account number.

X
Share via
Copy link