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Our Williamson Street branch will be CLOSED on SATURDAY, JANUARY 30 due to a planned power outage as part of our ongoing construction.

Auto Loans

Cars, trucks, RVs, motorcycles  and more … we can finance it!

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Did you know 52% of car buyers don’t know what kind of vehicle they’re looking for before they visit the dealership? Don’t hit the car lot without doing your homework! Robin and Jamie have some great tips to get started.

Vehicle Loans

Rates as of January 4, 2021 and are subject to change without notice.
New & Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2012 and newer)APR as low as*
Up To 36 months3.74%
37 - 60 months3.99%
61 - 72 months4.49%
73 to 84 months or greater (Min. $20,000)5.24%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2011 and older)
Up to 60 months5.99%
Recreational Vehicles: Snowmobiles - ATVs - Campers
up to 36 months3.74%
37 - 60 months3.99%
61 to 72 months (Min. $20,000)4.49%

*APR = Annual Percentage Rate. Autos and light trucks only. Must be titled as a 2021 or newer. No cash out. Purchase or refinance only. Estimated monthly payment example = $29.08 per $1,000 (payment example is based on 2.99% APR and a term of 36 months) or $29.52 per $1,000 (payment example is based on 3.99% APR and a term of 36 months). Certain other creditworthiness criteria apply. This promotion may end at any time.
** Interest will accrue during 90-day no payment period. Existing Heartland Credit Union loans are not eligible for this promotion. Certain creditworthiness criteria apply for loan approval.

Interest Rates Certified by Datatrac


Use our custom tool to research cars, trucks, RVs and more

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Do Your Homework

Don’t hit the car lot without doing your homework!

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Get Pre-Approved

There are a lot of great reasons to get pre-approved before you shop for your new ride.

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