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Open a new HELOC and transfer a current HELOC balance at an introductory rate of 1.99% APR for the first 6 months.* Some restrictions apply. Learn More
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1% Rebate

It’s quick and easy to refinance the current balance of your auto, truck, motorcycle, boat or motor home. On top of that, you’ll get a rate as low as 3.74% APR* and a 1% rebate on your loan!**

Today’s low interest rates make this a perfect time to refinance. Are you looking for a shorter term to pay off your loan faster, or a longer term with low monthly payments? We have a variety of rates and terms designed to fit your specific needs.

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*APR = Annual Percentage Rate. Auto Rates 3.74% – 18.24% APR. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of February 12, 2019. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Estimated monthly payment example = $29.42 per $1,000 (payment example is based on 3.74% APR and a term of 36 months).
**1% cash back rebate offer is valid when refinancing a car, truck, motorcycle, boat or motor home loan to Heartland Credit Union from another financial institution. The rebate will be 1% of the total amount financed, with a maximum cash back rebate of $250 per vehicle loan refinanced. In order to qualify for the 1% cash rebate, the vehicle must be funded on or after July 1, 2018. Minimum loan amount is $5,000. Existing Heartland Credit Union loans are not eligible for this refinance promotion. Certain creditworthiness criteria apply for loan approval.

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