Skip to main content
Online Banking 800.362.3944

We are having issues with our phones. Please email us at while we troubleshoot the issue. Thanks for your patience!

1% Rebate

It’s quick and easy to refinance the current balance of your auto, truck, motorcycle, boat or motor home. On top of that, you’ll get a rate as low as 2.49% APR*** and a 1% rebate on your loan!**

Today’s low interest rates make this a perfect time to refinance. Are you looking for a shorter term to pay off your loan faster, or a longer term with low monthly payments? We have a variety of rates and terms designed to fit your specific needs.

Apply Now
*$110,000 was paid in the form of a rebate.
**1% cash back rebate offer is valid when refinancing a car, truck, motorcycle, boat or motor home loan to Heartland Credit Union from another financial institution. The rebate will be 1% of the total amount financed, with a maximum cash back rebate of $250 per vehicle loan refinanced. In order to qualify for the 1% cash rebate, the vehicle must be funded on or after November 1, 2017. Minimum loan amount is $5,000. Existing Heartland Credit Union loans are not eligible for this refinance promotion. Certain creditworthiness criteria apply for loan approval.
***APR = Annual Percentage Rate. Auto Rates 2.49% – 17.20% APR. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of November 1, 2017. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Estimated monthly payment example = $28.86 per 1,000 (payment example is based on 2.49% APR and a term of 36 months).

Are you ready to change?

Join now to start feeling the difference.

Join Now
Leave this Website?

You are leaving the Heartland Credit Union website. The website you are linking to is not operated by Heartland Credit Union. We are not responsible for any content or information posted to this external website. Heartland Credit Union is not responsible for, nor do we represent you or the external website if you enter into any agreements.

Privacy and security policies may differ between our website and this external site.

Proceed Cancel
Online Banking Secure Login

If you have not set up your username, please enter your account number.