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Auto Loans

Cars, trucks, RVs, motorcycles  and more … we can finance it!

Rates as low as 1.99% APR* for 36 months and enjoy no payments for 90 days!**

Did you know 52% of car buyers don’t know what kind of vehicle they’re looking for before they visit the dealership? Don’t hit the car lot without doing your homework! Robin and Jamie have some great tips to get started.

Vehicle Loans

Rates as of February 23rd, 2021 and are subject to change without notice.
New Car, Trucks, Motorcycles, Boats, and Motor Homes (2020 and newer)APR as low as*
Up To 36 months1.99%
37 - 60 months2.49%
61 - 72 months (Min. $20,000)2.99%
73 to 84 months or greater (Min. $30,000)3.99%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2012 to 2019)APR as low as*
Up To 36 months2.49%
37 - 60 months2.74%
61 - 72 months (Min. $20,000)3.99%
73 to 84 months or greater (Min. $30,000)4.99%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2011 and older)APR as low as*
Up to 60 months5.99%
Recreational Vehicles: Snowmobiles • ATVs • CampersAPR as low as*
Up to 36 months4.24%
37 - 60 months4.24%
61 to 72 months (Min. $20,000)5.24%

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 *APR = Annual Percentage Rate. *Rates 1.99% to 18.74%. 1.99% is the lowest available rate, applies to boats, motorcycles, and motorhomes, reflects all possible discounts and is accurate as of February 23, 2021. Your rate will be based on your credit history and may be higher. Loan subject to standard underwriting criteria. Estimated monthly payment example = $28.64 per $1,000 (payment example is based on 1.99% APR and a term of 36 months). **Interest will accrue during 90-day no payment period. Existing Heartland Credit Union loans are not eligible for this promotion. Certain creditworthiness criteria apply for loan approval. This promotion may end at any time. Annual percentage rate (APR) can change at any time without notice. Normal lending policies apply.

Interest Rates Certified by Datatrac

Wheels!

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Do Your Homework

Don’t hit the car lot without doing your homework!

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Get Pre-Approved

There are a lot of great reasons to get pre-approved before you shop for your new ride.

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