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Open a new HELOC and transfer a current HELOC balance at an introductory rate of 1.99% APR for the first 6 months.* Some restrictions apply. Learn More
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Cars, trucks, RVs, motorcycles  and more … we can finance it!

Did you know 52% of car buyers don’t know what kind of vehicle they’re looking for before they visit the dealership? Don’t hit the car lot without doing your homework! Robin and Jamie have some great tips to get started.

Vehicle Loans

Rates as of January 30, 2020 and are subject to change without notice.
New & Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2011 and newer)APR as low as*
Up To 36 months3.74%
37 - 60 months3.99%
61 - 72 months4.49%
73 to 84 months or greater (Min. $20,000)5.24%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2010 and older)
Up to 60 months5.99%
Recreational Vehicles: Snowmobiles - ATVs - Campers
up to 36 months3.74%
37 - 60 months3.99%
61 to 72 months (Min. $20,000)4.49%
*All rates are based on credit history and other services you use. Please see an associate for details. Annual percentage rate (APR) can change at any time without notice. Normal lending policies apply. **Variable rate programs based on prime, currently at 5.50%.

Heartland Credit Union rates as low as 0.0%

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Average* 0.0% APR

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