The Heartland Difference: Our Credit Card Program

You get the purchasing power, benefits and worldwide acceptance as with other cards, but the Heartland MasterCard also gives you more--a choice. Use your Heartland MasterCard with a regular line of credit or use it with your home equity line of credit where rates are extremely low!

Apply Now!

Have a credit card somewhere else?  Transfer and save!  Best of all, you can earn points redeemable for cash, travel and gift cards. Click the image below to learn more!

 “In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice." --Bankrate.com

“Your only concern should be to snag the lowest possible interest rate. Just say no to any card that charges an annual fee. That’s silliness in today’s competitive market.” --Suze Orman, financial expert

Open a Heartland MasterCard today and get as low as 8.25% APR with NO ANNUAL FEE.