The Heartland Difference: Our Credit Card Program


You get the purchasing power, benefits and worldwide acceptance as with other cards, but the Heartland MasterCard also gives you more — a choice.  IMPORTANT CREDIT CARD INFORMATION

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Have a credit card somewhere else?  Transfer and save!  Best of all, you can earn points redeemable for cash, travel and gift cards.

“In an environment of rising bank card fees and rates, a credit card from a credit union can make a better choice."

“Your only concern should be to snag the lowest possible interest rate. Just say no to any card that charges an annual fee. That’s silliness in today’s competitive market.” --Suze Orman, financial expert

Open a Heartland MasterCard today and get as low as 9.00% APR with NO ANNUAL FEE.

MasterCard Guide to Benefits