Lost or Stolen Card Phone Number:

  • Visa Check/Debit, MasterCard Credit Card or ATM Card: call 1.800.682.6075 INSIDE THE U.S. 206-352-4950 OUTSIDE THE U.S. Call "collect" -- the risk department will accept the charges.
  • VISA Gift Card: 1-866-833-2370 inside or outside the U.S.
  • CU Money Reloadable Cards: 1-877-850-9650 inside or outside the U.S.


Having trouble with your Heartland VISA Check Card at the pump?

If using your Heartland VISA Check Card for gas, be sure you're able to do a PIN-based transaction -- that is -- provide your Personal Identification Number in order to do the transaction. If you don't use your PIN, or do what's called a "signature-based transaction," the gas retailer will put up to a $75 hold on your card -- even though you actually purchased much less. They do this to make sure there's money in your account when their sale posts, usually within 24 to 48 hours. PIN-based transactions settle immediately so the gas retailer can tell you'll have enough funds to cover the transaction.

This same situation can happen when renting a car or making hotel reservations. Best advice -- use your Heartland MasterCard!