Heartland's checking accounts feature:

  • No monthly service fee*
  • Free online banking, mobile banking, bill pay**, eStatements, eNotices and cleared-check viewing
  • Free 24/7 account access via MARS, our telephone teller
  • A VISA Debit Card to make using your money easier  
  • Direct deposit and automatic withdrawals
  • Easy Checking Account Switch Kit — This online tool helps you fill out the necessary information to switch to Heartland Credit Union
  • Order checks online — it's fast and easy!

Get a Debit Card

Choose the account best for you:

  • Rewards Checking — qualified accounts earn a premium dividend each month. Learn more.
  • Go Local Checking — dividends earned are donated to Second Harvest Food Bank. Learn more.
  • Heartland Checking — a basic, no-frills checking account with no minimum balance and no monthly service fee.
  • MyFunds Checking — MyFunds Checking is an innovative service that combines the convenient access you want with free AllianceOne ATMs, easy access to your money using your Visa® Debit Card, free online banking and free online bill pay, all with the personal service you appreciate. Plus, we offer AutoSave to help make saving for a rainy day that much easier and a MasterCard® credit card * with a cash-back incentive. What's not to love?

Ready to open a checking account? Get started here!

Visa Debit Card Information:

*Go Local Checking has no monthly service fee with eStatements. $5 per month without.
**No monthly service fee if used, otherwise inactive fee applies. See fee schedule in Master Account Disclosure.