"Snap and Deposit" checks from anywhere using your iPhone or Android device! Download our app and then choose "Mobile Deposit."  Sign up and, when approved, you can deposit checks with your mobile device.

Frequently Asked Questions

Q. Can I use Mobile Check Deposit for business? No, not at this time. Mobile Check Deposit is for consumer accounts only.

Q. Can I use my online/mobile banking user name and password to use Mobile Deposit? For added security, you must create a separate user name and password to use mobile check deposit.

Q. How quickly are my funds available? Any Image transmitted to the Service by 2:30 p.m. Central time on a business day (as defined herein) will be considered for acceptance that business day; an Image transmitted after 2:30 p.m. Central time will be considered for acceptance on the next business day.  We will make our determination concerning whether or not to accept the Image for deposit by 3:00 p.m. Central time, and you will be notified in the Service at the time we make our decision.  Accepted Images will be credited to the Account by 4:00 p.m. Central time. Please refer to Page 2 of the User Agreement.

Q. Is there a limit to how many checks and/or the amount? $1,500.00/day and $5,000.00/30 day rolling person. Please refer to Page 3 of the User Agreement.

Q. Why do I receive a "warning" on my phone when accessing Mobile Deposit? 
Our app includes security features (SnoopWall) that allow you as a user to set your levels of "security." The feature defaults to tell you when accessing a "risk" feature of the app. Go to the "Mobile Security Settings" in the app menu and set SnoopWall to your personal preferences.

Q. I'm seeing a password validation error. What are the requirements for the password?
Your password must follow these requirements: 1) 8-40 characters; 2) One uppercase letter; 3) One number; 4) One special character. PLEASE NOTE: the asterisk (*) does not count as a special character.

Important Things To Note

Transmission Limits
You understand and agree that the Credit Union may, from time-to-time and at its sole discretion, establish limits on the amount and/or number of Images that you may transmit via the Service.  Any transmission you attempt to make which would exceed these limits may be rejected by us.  Notwithstanding the foregoing, if we permit you to transmit one or more Images in excess of these limits, your use of the Service will nonetheless be subject to all other terms of this Agreement, and we will be under no obligation to permit you to exceed these limits at any time in the future.  Currently, the maximum dollar amount of any Image that may be transmitted is $1,500.00, the maximum dollar amount of all Images that may be transmitted in any one business day is $1,500.00, and the maximum dollar amount of Images that may be transmitted in any rolling 30 day period is $5,000.  The current maximum number of Images that may be deposited during any one business day is 5.  We reserve the right to change these limits at any time without prior notice to you.

Processing Deadlines
Any Image transmitted to the Service by 2:30 p.m. Central time on a business day (as defined herein) will be considered for acceptance that business day; an Image transmitted after 2:30 p.m. Central time will be considered for acceptance on the next business day.  We will make our determination concerning whether or not to accept the Image for deposit by 3:00 p.m. Central time, and you will be notified in the Service at the time we make our decision.  Accepted Images will be credited to the Account by 4:00 p.m. Central time.

Funds Availability
You understand and agree that deposits of Images via transmission to the Service may not be available for immediate withdrawal, and we may withhold the availability of funds from the deposited Image.  Any hold placed on a deposit transmitted via the service will be done so in accordance with our Funds Availability Policy Disclosure.  You understand and agree that, solely for the determination of any applicable hold, an Image will be deemed a “check” as that term is used in our Funds Availability Policy Disclosure. Please refer to page 22 of our Master Account Disclosure for more information on availability of deposits. 

Storage and Destruction of Original Checks
Upon receipt of confirmation that we have accepted an Image of an original Check, you understand and agree that you will retain possession of the original Check for a period of 30 calendar days, during which time you will ensure the safety and integrity of the original Check.  You understand and agree that, at the expiration of this 30 calendar day period, you MUST destroy the original Check via a commercially acceptable means of destruction, including shredding (preferably via a cross-cut shredder), burning or pulverizing the original Check, after which the Image will be the only evidence of the original Check.