A Health Savings Account (HSA) is an account you can use to save for future medical expenses and includes favorable tax treatment.
Any adult can contribute to an HSA if they:
Have coverage under an HSA-qualified high deductible health plan
Have no other first-dollar medical coverage (other types of insurance like specific injury insurance or accident, disability, dental, vision or long-term care insurance are permitted.)
Are not enrolled in Medicare or cannot be claimed as a dependent on someone else's tax return
You can contribute to an HSA and so can your employer; however, annual contributions are limited.
Make a contribution to an existing HSA here and click on Service Existing HSA button.
How to use your HSA:
You'll have access to your Heartland HSA with a debit card and checks. Click here to use our HSA Service Center for complete information and applications.
Please Contact Us if you have any questions.
This account is used as a tax-deferred means of saving for medical expenses.
There is no application fee, no minimum balance requirement, and no per check fee.
At least $250 is required to earn dividends.
This is a tiered rate account. Daily balance dividends are calculated and paid monthly.
Dividends are not earned for the month in which the account is closed.
View Current HSA Rates Open an HSA