• Referral must live or work within our field of membership.
  • A minimum deposit to our Membership Share Savings of at least $25 and an active checking account is required.
  • If we cannot contact your referral, the $25 gift card will not be distributed.
  • To receive the $25 gift card, the referred member cannot join on the same day as the referring member. The referred member cannot live in the same household or be a family member of the referring member. Employees/board members are ineligible.
  • Referrer and referral must be at least 18 years of age to participate.
  • Referred member's account must remain open a minimum of 3 months.
  • This offer may not be combined with any other offer or promotion. Other restrictions may apply. Heartland reserves the right to cancel and or/alter this offer at any time.

Heartland Member Information
I Am Referring...