The Heartland Credit Union Home Equity Line of Credit Special has been extended.  Open a new HELOC and transfer a current HELOC balance at an introductory rate of 1.99% APR for the first 6 months.  Some restrictions apply.

Apply for a loan!

Or call 800.362.3944 during normal business hours.

GM Credit Union Discount

Rates as of July 15, 2016 and are subject to change without notice.

Vehicle Loans
New Car, Trucks, Motorcycles,  Boats, and Motor Homes (2006 and newer) APR as low as*
Up To 36 months 1.99%
37 - 60 months 2.49%
61 - 83 months 2.99%
84 months or greater (Min. $20,000) 3.99%
Used Car, Trucks, Motorcycles, Boats, and Motor Homes (2005 and older)
Up to 60 months 7.99%
Recreational Vehicles:  Snowmobiles - ATVs - Campers
up to 36 months 4.99%
37 - 60 months 5.49%
61 to 72 months (Min. $20,000) 5.99%
Personal Loans
Kwik Cash Line of Credit APR as low as*
Revolving ** 15.00%
Personal Loans
Up To 60 mos. * 7.99%
Heartland Credit Cards
MasterCard** Annual Fee APR
Gold--As Low As $0 8.50%
Additional Loans
Home Mortgage Loans Click here for more information
Home Equity Loans Click here for more information
Business Loans Click here for more information
Agriculture Loans Click here for more information

*All rates are based on credit history and other services you use. Please see an associate for details. Annual percentage rate (APR) can change at any time without notice. Normal lending policies apply.

**Variable rate programs based on prime, currently at 3.50%. See Heartland for more information including different rates & some fees.

Debt Counseling
Established in 1961, Consumer Credit Counseling Centers, Inc. (CCCC) is a nonprofit agency that provides free counseling and low-cost debt management programs to people experiencing financial difficulties. Contact them at 608.221.2811.