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Thank you for your interest in Heartland Credit Union's home loans.  We offer a variety of loans to meet your goals, whether you're purchasing your first home or your last one.  

Current Rates Make a home loan payment

Why Choose Heartland?

Home Loans for Just About Everyone

First-Time Home Buyers Learn about The Home Buying Process and more.

Fixed rate mortgages are the simplest - your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.

Adjustable Rate Mortgages or ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.

Jumbo Loans Need to borrow more than $417,000? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.

Construction Loans Building a home or thinking about building a home? We have a number of programs to help you finance the construction phase of your project. We can finance your home once it is complete, too. Check out our Construction Permanent Loans.

Construction Permanent Loans Building a home or thinking about building a home? We make it easy with our construction permanent loans. One loan sees you through the building process, then finances your home for as long as you own it.

Smart Re-Fi Loans

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