Hey Heartland!

You asked us some pretty smart questions about home loans.  Here's mortgage expert Susan Hoerth with some smart answers.

Get the lowdown on refis, PMI, and down payments, then enter our giveaway below the video for your chance to win a $20 Visa cash card.  Julia, Jess, and Michelle took home the prizes in our last contest -- way to go!

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More Words to the Wise

Enjoy these recent On the Money stories, then visit our story archive for more great advice!