Refer a Friend Information:

  • Referral must live or work within our field of membership.
  • A minimum deposit to our Membership Share Savings of at least $25 and an active checking account is required.
  • If we cannot contact your referral, the $50 gift card will not be distributed.
  • To receive the $50 gift card, the referred member cannot join on the same day as the referring member. The referred member cannot live in the same household. Employees/board members are ineligible.
  •  Referrer and referral must be at least 18 years of age to participate.
  • Referred member's account must remain open a minimum of 3 months.
  • Other restrictions may apply. Heartland reserves the right to cancel this offer at any time.
Heartland Member Information
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