Transfer your balance from any other credit card(s) and save with a Heartland MasterCard. It's easy, fast and secure. Just fill out the form below and we'll take care of the rest.

Open a Heartland MasterCard today and get a rate as low as 8.25%APR*
Transfer a balance from another credit card and get a rate as low as 3.90%APR!

  • NO Annual Fee
  • NO Balance Transfer Fee
  • YES You get an amazing Rewards Program, too! 

Earn an Extra Awards® point for each dollar transferred! 

*APR = Annual Percentage Rate. As of February 28, 2014, the standard variable APR for new accounts was between 8.25% (prime + 5.00%) and 15.25% (prime + 12.00%); your actual rate will be determined based on your creditworthiness. As of February 28, 2014, the prime rate was 3.25%. All rates will vary based on changes in the prime rate. Payments will be applied to lowest-rate balances first. This means that we may allocate payments to your 3.90% APR promotional rate balance before applying them to higher APR balances. It cannot be used to pay off a Heartland loan. Qualified borrowers only. Federally insured by NCUA. Equal Opportunity Lender.

Personal Information
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Card Two
Card Three
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Please continue to make payments to these credit cards/creditors until you verify the payoff has been completed.