Have a loan with a high rate from another lender?  Are you sure you're getting the best deal? 

Refinancing that older mortgage, vehicle loan, or credit card balance could save you a lot of money. Consolidating loans could save you even more! To see how we can help, stop by your neighborhood Heartland Credit Union branch or call 800.362.3944.

You can also apply online and get an instant decision on your refinanced loan -- just go here and choose "Unsecured Personal Loan."

Want to see how refinancing your loans can buy you a little breathing room?  Watch the story to see how consolidating debt helped the Strain family get back on track.