It’s quick and easy to refinance the current balance of your auto, truck, motorcycle, boat or motor home. On top of that, you'll get a 1% rebate on your loan!***

Today’s low interest rates make this a perfect time to refinance. Are you looking for a shorter term to pay off your loan faster, or a longer term with low monthly payments? We have a variety of rates and terms designed to fit your specific needs.

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*$41,000 was paid in the form of a rebate over the course of six months.

**APR = Annual Percentage Rate. Auto Rates 1.99% - 16.95% APR. Quoted rate is the lowest available rate, reflects all possible discounts, and is accurate as of January 1, 2017. Your rate will be based on your credit history and may be higher. Rates and terms are subject to change based on market conditions and borrower eligibility. Estimated monthly payment example = $28.64 per 1,000 (payment example is based on 1.99% APR and a term of 36 months).

***1% cash back rebate offer is valid when refinancing a car, truck, motorcycle, boat or motor home loan to Heartland Credit Union from another financial institution. The rebate will be 1% of the total amount financed, with a maximum cash back rebate of $250 per vehicle loan refinanced. In order to qualify for the 1% cash rebate, the vehicle loan must be funded on or after January 1, 2017, and vehicle loan application must be received by March 31, 2017. Minimum loan amount is $5,000. Existing Heartland Credit Union loans are not eligible for this refinance promotion. Certain creditworthiness criteria apply for loan approval.