Heartland Credit Union provides a variety of business lending from start-up loans, to refinances and traditional business loans. We're an approved SBA lender and can help just about any business and/or non-profit organization with their financial needs. Please contact Dianne Jentz (NMLS #528575), Phil Christiansen (NMLS #528576) or Lisa Schueler (NMLS #1308618) for more information.

  • Business Loans
  • Commercial Loans
  • Commercial Lines of Credit
  • Equipment and Vehicle Loans
  • Commercial Real Estate Lending
  • Multi-family and Rental Property Loans
  • Business-Buyout Loans
  • Business Credit Card
  • Other customized loan programs 

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Membership for Your Employees or Organization

Enhance your employee benefits package by becoming an Employee Group. Credit Union membership is a benefit that your employees will value. Please contact Dianne Jentz (NMLS #528575), Phil Christiansen (NMLS #528576) or Lisa Schueler (NMLS #1308618) for more information.

Agricultural Loans

An agricultural loan specialist is available for you at Heartland. We have Ag loans for just about everyone including programs for operating expenses, equipment, livestock, real estate and more. Contact Dianne Jentz (NMLS #528575), Phil Christiansen (NMLS #528576) or Lisa Schueler (NMLS #1308618) for more information or click here for more info.

Business Checking and Savings

Heartland's Business Checking and Savings Accounts are an economical way to manage your business' finances. We also offer a high-yield Money Manager Account and certificate options.

Merchant Credit Card Program

Heartland Credit Union has partnered with Wind River Financial, located in Madison, to provide your business with a complete menu of payment acceptance options including:

Card Processing | Point of Sale (POS) Solutions | Gift Card/Loyalty Program

Contact Tom Kelly for more information. 608.442.5669 or 800.704.7253 x5699

Remote Deposit Capture

Remote Deposit Capture (RDC) allows you to electronically deposit checks at your office instead of carrying paper checks to Heartland. With RDC, you save time and money by reducing or eliminating trips to the credit union as well as deposit preparation time. Gain access to funds faster with the later deposit cut off times associated with RDC.

RDC is inherently more secure than depositing paper checks, too. The risk of physically transporting the checks is removed. RDC also includes a number of built in safe guards like separation of duties, audit logging and franking that further reduce the risks associated with check deposits.

Remote Deposit Capture Brochure


Business members are prohibited from processing unlawful Internet gambling transactions through accounts or relationships with Heartland Credit Union. Unlawful Internet gambling transactions are transactions in which a person (including a business) accepts credit, funds, instruments or other proceeds from another person in connection with unlawful Internet gambling. Attempted transactions will be blocked, and repeated attempts may result in account closure.