52 Weekly Financial Resolutions

Every year so many people resolve to get their finances in order. It’s an awesome goal – if you can stick to it, which most don’t.

Follow along as we break this seemingly impossible goal into small weekly challenges that you can easily do in a week.

You can start at any time, even in March or July. Just do one task per week and you’ll be on your way to having a handle on your financial life. You’ll be surprised how easy it is!

OK, let’s do this thing already.

Resolution #1:

Set a financial goal or 3 and then follow along all year with Heartland Credit Union’s 52 weekly financial resolutions. Each week it’s an easy bite-sized action item to keep you on track toward meeting your goals!

PS – welcome to your best year yet!

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Resolution #2

Lose the paper. Go Digital. Here’s how:

1. Make a list of bills or monthly expenditures. Every invoice and monthly statement.
2. Set up each one for digital delivery. Break it down and do it over this week – a few each day.

This will help you get a handle on your monthly expenses. No more avoiding that pile of mail that may or may not have overdue bills in it. Setting up digital delivery will trigger an email reminder so you can pay bills on time.

PS – paperless is better for the environment. We all know that but look at you – doing it and saving the world. You rock!

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Resolution #3

This week we’ll lay the foundation of a little something called Making Life Easier So I Can Get Back To Fun Stuff. 2 easy steps this week:

1. Download the Heartland Credit Union Mobile App
   Apple App Store Link
   Android Google Play Store Link
2. Sign up for Heartland Credit Union’s Online and Mobile Banking. You can complete the registration process on your desktop here  OR do it in the Mobile App. Once you log in to one, use the same credentials for the other.

Voilà! You now have access to your accounts and a bunch of tools no matter where you are!

These tools make life easier by saving you time (no more going to the branch to deposit a check!), and by automating tasks, like regular transfers and payments.

PS These platforms are pretty intuitive so you’ll quickly get good at using these tools because… well….let’s just say it out loud: you’re amazing.

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Resolution #4

It’s time to dream a little. Set three financial goals for this year. It’s totally ok if you have no idea how you’re going to achieve them, but they should be fairly realistic. We’re going for success and we want real wins. Get really specific.

Good examples could be like:
— Pay off my Discover card
— Cut down how much I spend eating out by 25%
— Save $5000 for a 2024 dream vacation to the Caribbean
— Open your own hair salon
— Buy a hybrid or electric car
— Raise my credit score by 20 points

Take some time and think about what needs to happen in your financial life so you can feel like you’re getting ahead and then write down those goals. Post it on your computer or refrigerator so you can keep your eye on the prize. OR if you’re the crafty type, make a vision/dream board, bedazzle the heck out of it.

PS Get some glitter pens, they’ll change your life. Financial stuff is way more fun with lots of sparkle, Sunshine.