Health Savings Accounts

A Health Savings Account (HSA) is an account you can use to save for future medical expenses and includes favorable tax treatment.

Contributions:
Any adult can contribute to an HSA if they:
*Have coverage under an HSA-qualified high deductible health plan
*Have no other first-dollar medical coverage (other types of insurance like specific injury insurance or accident, disability, dental, vision or long-term care insurance are permitted.)
*Are not enrolled in Medicare or cannot be claimed as a dependent on someone else's tax return

You can contribute to an HSA and so can your employer; however, annual contributions are limited.

How to use your HSA:
You'll have access to your Heartland HSA with a debit card and checks. Click here to use our   HSA Service Center for complete information and applications.

Check out Heartland's Health Savings Account Rates.
Please Contact Us if you have any questions.

Please see "Health Savings Checking" on our Master Account Disclosure for fee information.